Health Insurance

Health insurance isn’t one-size-fits-all. And that’s exactly why we’re here

Health insurance isn’t one-size-fits-all — and that’s exactly why we’re here. Whether you’re an individual looking for personal coverage or a business owner trying to protect your team, Transparent Benefit Solutions provides clear, customized guidance to help you choose a plan that truly works.

We specialize in helping individuals, families, and small businesses navigate the complex health insurance landscape with confidence. With access to over 100 top-rated carriers, we’re able to design solutions that fit your needs — not someone else’s idea of what should work.

For Individuals & Families

Choosing health insurance on your own can feel confusing and time-consuming. Whether you’re self-employed, aging off a parent’s plan, between jobs, or just trying to find a better fit, we take the guesswork out of the process. Here’s how we help:

Major Medical Plans (ACA-compliant)

Full coverage for doctor visits, preventive care, hospital stays, prescriptions, and more — available both on and off the marketplace. We'll help you find a plan that balances cost, coverage, and care.

High-Deductible & HSA-Compatible Plans

Want lower monthly premiums? High-deductible plans paired with Health Savings Accounts (HSAs) offer tax advantages while covering you for serious medical events.

Supplemental Insurance Options

Plans like accident, hospital indemnity, or critical illness coverage add an extra layer of protection and peace of mind — especially useful if you have a high-deductible plan.

Short-Term Plans

Temporary coverage when you're between plans, waiting for open enrollment, or in a transitional phase.

Tax-Deductible Options

If you're self-employed, certain plans and contributions — such as HSA contributions or premiums — may be 100% tax-deductible. We’ll help you explore all the benefits available to you.

For Employers & Groups

Whether you have 1 employee or 50, we can help you design a health benefits package that makes sense — for your people and your bottom line. Yes, group plans can start with just one participant — and we’ll make sure you know all your options, including those that offer significant tax advantages for the business. Our group solutions include:

Group Health Plans (Small & Large Group)

We compare multiple carriers to build a cost-effective, ACA-compliant plan for your team. Whether you’re a solo business owner or managing a growing company, we can help.

Level-Funded & Self-Funded Plans

These plans offer more flexibility and potential savings, especially for healthier groups.

Defined Contribution & HRA Options

Prefer to set a budget and let employees choose? Options like Health Reimbursement Arrangements (HRAs) allow you to offer benefits without the burden of managing a traditional group plan.

Supplemental Group Benefits

Dental, vision, accident, critical illness, and more — offered at group rates with minimal employer cost.

Employee Education & Enrollment Support

We don’t just hand out packets. We walk your team through their benefits so they feel confident and supported from day one.

Why Choose Transparent Benefit Solutions?

Access to over 100+ insurance carriers
Group health plans starting with just 1 enrolled employee
Personalized support for tax-deductible strategies
Local, approachable, and truly invested in your success
Straightforward communication, no pressure sales

At Transparent Benefit Solutions, we believe clarity is powerful. We’re not here to sell you the most expensive plan — we’re here to help you make the best decision for your health, your business, and your future.

Let’s make health insurance easy — together.

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