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Disability Insurance
Disability Insurance
Protect Your Income. Protect Your Future.
If you couldn't work due to an illness or injury, how would you pay your bills or maintain your lifestyle? Disability insurance is designed to replace a portion of your income if you’re unable to work — whether you're self-employed, a small business owner, or part of a larger team.
At Transparent Benefit Solutions, we help individuals and employers secure flexible, affordable disability coverage that fits real-world needs.
For Individuals & Self-Employed Professionals
Short-Term & Long-Term Disability Options
Coverage that begins after just a few days or extends through long-term recovery.
Customize Your Coverage
Choose benefit periods, elimination periods, and coverage amounts that match your needs and risk tolerance.
Portable Plans You Can Take with You
Great for freelancers, consultants, and those without access to employer-sponsored plans.
Tax Efficiency Options
We help you understand how disability insurance fits into your tax planning.
For Employers & Groups
Offer Disability as a Competitive Employee Benefit
Attract and retain talent by offering short- and long-term disability plans to your team.
Group Rates Starting with Just 1 Employee
Yes — we can get you group coverage even if you're a solo business owner or small team.
Plans from Multiple Trusted Carriers
We shop the entire market to bring you the most affordable and effective solutions.
Simplified Enrollment & Administration
We’ll walk you through every step and assist your employees in understanding their benefits.
Life Insurance
Build Financial Security That Lasts Beyond a Lifetime.
Life insurance isn’t just about preparing for the worst — it’s about protecting what you’ve worked hard to build and ensuring your loved ones or business partners are cared for if something happens to you.
Transparent Benefit Solutions helps individuals, families, and business owners find life insurance plans that are smart, strategic, and tailored to real life.
For Individuals & Families
Term Life Insurance
Affordable coverage for a set period — ideal for protecting your family while kids are young or a mortgage is active.
Whole Life & Universal Life
Permanent protection with added cash value accumulation and flexible benefits.
Final Expense Coverage
Ensure your family isn't burdened with unexpected costs like funeral expenses or medical bills.
Custom Planning Support
We'll help you decide the right amount of coverage based on income, debts, goals, and legacy planning.
Streamline Your Benefits with Us
Contact us today for a free consultation and discover how we can help you.
