Licensed in Wisconsin
Health, Life & Disability Insurance in Wisconsin
Independent, fee-free help choosing health, life, and disability coverage across Wisconsin. I work for you—not the insurance company.
Insurance in Wisconsin
Wisconsin combines a strong small-farm and small-business tradition with major employers in insurance and healthcare. A lot of Wisconsinites are self-employed or work seasonal and trade jobs, and they need coverage that doesn’t evaporate between contracts.
Wisconsin uses the federal HealthCare.gov Marketplace and has historically had one of the most competitive individual markets in the country, with many carriers and plan choices. More choice is good news—but it also means more ways to pick the wrong network, which is where side-by-side comparison pays off.
With so many carriers competing in Wisconsin, the risk isn’t too few choices—it’s picking a narrow-network plan that quietly drops your clinic. We compare networks against the providers you already see, and for seasonal and trade workers we build coverage that carries through the off-season instead of lapsing between contracts.
- Population
- ~5.9 million residents
- Health marketplace
- Federal Marketplace (HealthCare.gov)
- Open Enrollment
- November 1 – January 15
- Short-term plans
- Available (not ACA-compliant)
- Licensed agent
- Liam is personally licensed in Wisconsin.
- Major employers
- Northwestern Mutual, Kohl’s, Epic Systems, Advocate Aurora Health, GE HealthCare
Straight talk
Short-term plans are available in Wisconsin, but with so many compliant carriers competing here, they’re rarely the best value.
What we help Wisconsin residents with
Marketplace & ACA health plans
Subsidy checks, network matching, and plan comparisons so you keep your doctors.
Life insurance
Term and permanent coverage sized to what your family would actually need.
Disability & income protection
The coverage most people forget until they can’t work—sorted before you need it.
Self-employed & small business
Coverage built for 1099 income, freelancers, and owners with no HR department.
Why work with a broker licensed in Wisconsin
Insurance is regulated state by state, and an agent can only legally advise and enroll you if they hold a license in the state where you live. That rule protects you—it means the person recommending a plan actually knows Wisconsin’s carriers, networks, and marketplace rules rather than guessing from out of state.
Liam is personally licensed in Wisconsin, so working with Transparent Benefit Solutions in Wisconsin is fully compliant—and because I’m independent, I compare plans across every carrier available to you instead of pushing one company’s products. My help is free; the carriers pay the commission, and your premium is identical either way.
Licensed in FL, GA, TX, TN, OH, NY, VA, WI, DC.
Nearby areas I serve
I work with clients across Wisconsin. A few other places I help:
Wisconsin insurance questions
No. As an independent broker I’m paid by the insurance carriers, not by you, so my help in Wisconsin is free. Your premium is the same whether you enroll with me or on your own—you just get someone in your corner.
Wisconsin uses the Federal Marketplace (HealthCare.gov) (HealthCare.gov). I help Wisconsin residents enroll through it, confirm subsidy eligibility, and pick a plan whose network actually includes their providers.
Open Enrollment for Wisconsin runs November 1 – January 15. Outside that window you can still enroll if you have a qualifying life event—losing job coverage, moving, marriage, or a new baby—and I can confirm whether you qualify for a Special Enrollment Period.
Absolutely—that’s a big part of who I work with in Wisconsin. I’ll walk you through Marketplace subsidies based on your estimated net income, plus life and disability options that replace the employer benefits you don’t have.
You call me—not a 1-800 menu. As your broker in Wisconsin I stay your point of contact after you enroll, so if a claim is denied, a bill looks wrong, or your plan changes at renewal, you have someone who already knows your situation and can help sort it out.
Let's find out what you're actually paying for.
A free 15-minute call, no obligation. Worst case, you learn your current plan is fine.